BODY {
background-color: #FFFFFF;

scrollbar-3d-light-color:#FFFFFF;
scrollbar-arrow-color:#6699CC;
scrollbar-base-color:#FFFFFF;
scrollbar-dark-shadow-color:#FFFFFF;
scrollbar-face-color:#FFFFFF;
scrollbar-highlight-color:#CCCCCC;
scrollbar-shadow-color:#6699CC;
} 
/* LINKS */ 
A:link {
color:#000000;
text-decoration: underline;
letter-spacing: -.02em;
; list-style: none
} 
A:hover {
color:#666666;
text-decoration: underline;
letter-spacing: -.02em;
} 
A:active {
color:#000000;
text-decoration: underline;
letter-spacing: -.02em;
} 
A:visited {
color:#666666;
text-decoration: underline;
letter-spacing: -.02em;
}

/* TEXT */ 
.pagehdln {
	font: normal 18pt/20pt Garamond, Georgia, Times New Roman, Times, serif;
	color: #000066;
	text-decoration: none;
	letter-spacing: -.02em;
} 
.pagesubh {
font: bold 14pt/16pt Garamond, Georgia, Times New Roman, Times, serif;
color:#6699CC;
text-decoration: none;
letter-spacing: -.02em;
} 
.text {
font: normal 12pt/16pt Garamond, Georgia, Times New Roman, Times, serif;
color:#000000;
text-decoration: none;
letter-spacing: normal;
} 
.smalltext {
font: normal 8pt/12pt Arial, sans-serif;
color:#333333;
text-decoration: none;
letter-spacing: normal;
}